Credit & Liabilities Search
Estatesearch are the first organisation to provide creditor & personal liability data for probate or estate administration and for the management of the financial affairs of clients who have lost mental capacity.
Developed in conjunction with probate professionals, the Credit & Liabilities Search queries credit bureau records through a strategic partnership with global information services company, Experian.
The compiled Estatesearch Credit & Liabilities Report provides a more efficient and reliable alternative to placing statutory Section 27 Notices or manual fact-finding. Estatesearch provides reliable data for due diligence and unbeatable insurance protection in 48 hours.
DUE DILIGENCE INCLUDES
UK creditor data of 72 different account types from over 560 organisations.
Secured - Examples include
Mortgages (Including Buy To Let, Shared ownership, second & Offset)
CML member notices (Possession order, Voluntary surrender & Arrears move)
Hire purchase/Conditional sale
Pay Day Loans
Unsecured - Examples include
Unsecured loan (personal loans etc)
Credit card/Store card
Utilities (broadband, gas, water, electric, etc)
Card & Mortgage Payment Protection
Previous address history
Solvency warnings, Bankruptcy, Individual Voluntary Arrangement (IVA) / County Court Judgements (CCJ)