Credit & Liabilities Search

Estatesearch are the first organisation to provide creditor & personal liability data for probate or estate administration and for the management of the financial affairs of clients who have lost mental capacity.

Developed in conjunction with probate professionals, the Credit & Liabilities Search queries credit bureau records through a strategic partnership with global information services company, Experian.

The compiled Estatesearch Credit & Liabilities Report provides a more efficient and reliable alternative to placing statutory Section 27 Notices or manual fact-finding.  Estatesearch provides reliable data for due diligence and unbeatable insurance protection in 48 hours.


UK creditor data of 72 different account types from over 560 organisations.

  • Secured - Examples include

    • Mortgages (Including Buy To Let, Shared ownership, second & Offset)

    • CML member notices (Possession order, Voluntary surrender & Arrears move)

    • Hire purchase/Conditional sale

    • Finance lease

    • Pay Day Loans

    • Tax (HMRC)

    • Court Actions

    • Child Maintenance

    • More....

  • Unsecured - Examples include

    • Bank accounts

    • Unsecured loan (personal loans etc)

    • Credit card/Store card

    • Mail Order

    • Utilities (broadband, gas, water, electric, etc)

    • Card & Mortgage Payment Protection

    • Consolidated Debt

    • Student loans

    • Fines

    • Gambling

    • More.....

Other Features

  • Previous address history

  • Financial connections

  • Solvency warnings, Bankruptcy, Individual Voluntary Arrangement (IVA) / County Court Judgements (CCJ)


  • House insurance

  • Car Insurance

  • Life insurance

  • Health insurance

The Report includes a LIABILITY (CREDITORS) WARRANTY, covering liability for financial claims made after distribution by creditors not identified in the Credit & Liabilities Report.

This Report is available separately, or is automatically included Financial Profile Service