Financial Profile Standard

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Confidently identifying the assets and liabilities within an estate is an increasingly challenging and complicated task, with an estimated £20 billion in unclaimed accounts. Searching paper statements is time-consuming and becoming more unreliable as financial services move on-line. The Financial Profile Standard provides the essential components to Professional Executors, Deputies & Administrators in a robust due diligence process. Our search provides comprehensive and detailed due diligence to support an efficient fact-finding process, helping you quickly build a better understanding of your client’s financial affairs in order to effectively manage or administer an estate

Our comprehensive search works by sourcing data and information from a variety of sources demonstrating a clear audit trail of all reasonable steps undertaken;

• Identity Tracing: we verify personal details against a range of databases including the electoral register and trace previous names and addresses to ensure the most effective search possible
• Creditor & Liability Search: we perform an electronic check of digital credit data to identify bankruptcy, CCJs, IVAs as well as open & closed current accounts, credit cards, mortgages, loans, utilities and online gambling accounts all delivered within 48 hours
• Asset Search: we actively notify and search wide range of banks, building societies, investment managers, share registrars, pension providers and insurers to help identify live, online, lost and dormant accounts. We currently notify more than 150 organisations, searching over 450 companies and brands
• Vulnerability Registration: All subjects of our searches are automatically registered with the vulnerability registration service to prevent identity theft, and risk of fraudsters using the subject’s details to create new accounts or access financial services

• Protection for Executors from the risk and associated cost of missed assets or liabilities
• Demonstrable due diligence process of all enquiries undertaken
• Reduced administrative effort and greater efficiency in identifying assets and liabilities
• Repatriate missing or lost assets with vulnerable clients
• Helps prevent risk of fraud and financial abuse

All orders can be placed securely online through our dedicated portal. offering access to a variety of searches and services. We aim to deliver the initial Credits & Liability Search within 24 hours. Our final Asset Search is delivered after 30 working days, during which time we will notify you of relevant asset matches received in real-time including copies of any relevant correspondence, reference numbers and contact details. We will continue to monitor inbound correspondence indefinitely.