Unoccupied Property Insurance

vacant property is at risk from water damage during winter

 

Read our best practice suggestions to protect unoccupied property during the winter months

 

Quick and cost-effective unoccupied property cover for Executors, Deputies and Attorneys without long-winded questions or routine inspection clauses

Register today

The Personal Representative, Deputy or Attorney are under an obligation to protect and secure any assets in relation to the estate they are managing, including property. This includes ensuring any property is suitably insured against potential damage or loss

Generally unoccupied properties can be more difficult to insure, attracting higher premiums or more onerous conditions in the terms of insurance. Recognising the difficulties faced with by professionals we work with partners to offer a comprehensive unoccupied property policy which provides:

  • Buildings cover up to £1million as standard
  • Contents cover up to £10,000 as standard
  • No excess payable on claims
  • 3, 6, 9 or 12 month policy terms with refunds for cancellation mid term
  • No routine inspection clauses

Cover can be quickly arranged based simply on an address eliminating unnecessary burdensome questions, for a simple and efficient process

  • Quotations issued based on 4 simple questions
  • No routine inspections of property required
  • Full building and contents cover included as standard

Unoccupied property insurance is available where the owner has passed away or retired to a nursing/care home, including while the property is put on the market for sale.



Estatesearch Limited is an Appointed Representative of Estatesure Limited, which is authorised and regulated by the Financial Conduct Authority

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Competitive buildings and contents cover for unoccupied properties

£POA + IPT
  • Quotation with address only
  • No routine inspection clause
  • Contents only from £14.4 p/m
Register today
  • Financial Asset Searches have become an integral part of estate administration. We now commission these searches as a matter of course, and have found that it makes the task of information gathering infinitely less time-consuming and difficult. Tom Bottomley, Partner
  • I feel by using Estatesearch I am using all possible tools out there to provide the most comprehensive search of a deceased's assets to enable a complete and full administered estate from the get go. Leonie Adams, Director
  • The Estatesearch Financial Profile Service gives us a comprehensive and robust due diligence process at the click of a button. Using a combination of data and technology goes beyond what we could reasonably achieve otherwise and Estatesearch have helped us identify additional assets in difficult Court of Protection matters. Holly Chantler, Head of Private Client
  • Having used Estatesearch many times I have always found it to be really quick and easy and if any questions the team are always willing to help and discuss matters and have managed to find other accounts for other clients but with less in them which we are all extremely grateful for. Would highly recommend these are done when dealing with any financial matters. Lynne Ragoubi, Senior Accredited Paralegal
  • I've found the range of services provided by Estate Search to be vital tools in my day to day work as a private client lawyer. The client portal is an excellent one stop shop for the full range of searches I often undertake. Barry Griffin, Partner
  • The Financial Profile Service helps us demonstrate all reasonable due diligence in matters where we're appointed as Executors. In a recent matter the Report helped us identify additional assets which our client and the beneficiary greatly appreciated. Charlotte Day, Solicitor
  • Estate Asset searches are something that I think most estates (and even living clients) need. It takes the burden off of the Executor/representative on death, and if a firm is acting as Deputy during someone's lifetime, it covers you to show that you have done a thorough look into the assets and liabilities Zoe Johnson, Solicitor
  • We use the Financial Profile Service when appointed as Executors to help us clearly demonstrate we’ve met all our statutory duties. The report is clear and easy to use, helping us quickly make targeted additional enquiries to secure estate assets when required. Rachel Roche, Solicitor Director
  • The Financial Profile Service helped us efficiently confirm all the estate accounts, and in our latest matter identified a historic pension adding greater value for the beneficiaries and our clients. Liyen Clutton, Biscoes Solicitors
  • The Estatesearch team are always willing to go the extra mile to help us with our cases and enquiries, using their knowledge and expertise to help us deliver an excellent service while reducing costs for our clients. Michael Graham, Head of Private Client

Give us a call today, or send a message and we'll get back to you straight away.

0330 900 1700
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