Unoccupied Property Insurance

Quick and cost-effective unoccupied property cover for Executors, Deputies and Attorneys without long-winded questions or routine inspection clauses

Register today

The Personal Representative, Deputy or Attorney are under an obligation to protect and secure any assets in relation to the estate they are managing, including property. This includes ensuring any property is suitably insured against potential damage or loss

Generally unoccupied properties can be more difficult to insure, attracting higher premiums or more onerous conditions in the terms of insurance. Recognising the difficulties faced with by professionals we work with partners to offer a comprehensive unoccupied property policy which provides:

  • Buildings cover up to £1million as standard
  • Contents cover up to £10,000 as standard
  • No excess payable on claims
  • 3, 6, 9 0r 12 month policy terms with refunds for cancellation mid term
  • No routine inspection clauses

Cover can be quickly arranged based simply on an address eliminating unnecessary burdensome questions, for a simple and efficient process

  • Quotations issued based on 4 simple questions
  • No routine inspections of property required
  • Full building and contents cover included as standard

Unoccupied property insurance is available where the owner has passed away or retired to a nursing/care home, including while the property is put on the market for sale

A quote is available for every UK residential property, up to seven bedrooms and where the rebuild cost would not normally exceed the £1m policy cover provided. Includes contents cover up to £10,000, with higher limits available



Estatesearch is an Introducer Appointed Representative of Lawsure Direct Ltd, authorised and regulated by the Financial Conduct Authority

Competitive buildings and contents cover for unoccupied properties

£POA + IPT
  • Quotation with address only
  • No routine inspection clause
  • Contents only from £14.4 p/m
  • The Estatesearch Financial Profile Service gives us a comprehensive and robust due diligence process at the click of a button. Using a combination of data and technology goes beyond what we could reasonably achieve otherwise and Estatesearch have helped us identify additional assets in difficult Court of Protection matters. Holly Chantler, Head of Private Client
  • We're very happy with the services provided by Estatesearch and find the Financial Profile Service a valuable tool in assisting our clients. In one recent matter undertaking the search meant we discovered an additional £2,500 which we would have otherwise been unaware of, needless to say the beneficiaries were happy with the outcome. Jade Gani, Head of Private Client
  • The Financial Profile Service helps us demonstrate all reasonable due diligence in matters where we're appointed as Executors. In a recent matter the Report helped us identify additional assets which our client and the beneficiary greatly appreciated. Charlotte Day, Solicitor
  • The Estatesearch process is simple and accessing several services in one portal saves so much time. The Financial Profile Service is really useful and great value, supported by excellent customer service. As a firm regularly acting for overseas PRs the Search can be invaluable for discovering UK assets and liabilities. I wouldn’t hesitate in recommending the service to my clients. Helen Green, Solicitor
  • We use the Financial Profile Service when appointed as Executors to help us clearly demonstrate we’ve met all our statutory duties. The report is clear and easy to use, helping us quickly make targeted additional enquiries to secure estate assets when required. Rachel Roche, Solicitor Director
  • The Financial Profile Service helped us efficiently confirm all the estate accounts, and in our latest matter identified a historic pension adding greater value for the beneficiaries and our clients. Liyen Edin, Biscoes Solicitors
  • The Estatesearch team are always willing to go the extra mile to help us with our cases and enquiries, using their knowledge and expertise to help us deliver an excellent service while reducing costs for our clients. Michael Graham, Head of Private Client

Give us a call today, or send a message and we'll get back to you straight away.

0330 900 1700

Contact us